Insights
Market updates & commentary
What we're watching, and what it means for your money.
August 5, 2026
August 2026 Market Update
Quick Summary In this month’s market update, we discuss how markets continue to move higher, supported by improving economic conditions and strong expectations for corporate earnings. AI-related investment remains a key driver of growth, helping fuel optimism across the market. W
June 5, 2026
June 2026 Market Update
Quick Summary In this months market update, we talk about the current market environment, including rising oil prices due to conflict in Iran. We also cover ongoing inflation and higher interest rates. Despite these pressures, the stock market remains near all-time highs. We brea
May 27, 2026
Daily Market Pulse — May 27, 2026
ELEMENT SQUARED PRIVATE WEALTH Daily Market Pulse Wednesday, May 27, 2026 MARKET REGIME 🟢 RISK ON Composite Score: +68.0 — SPY consolidates at $750.45, holds just below all-time highs above all key moving averages, VIX drops to 16.3 Short-Term RISK ON Score: +50 Medium-Term RISK
May 26, 2026
Daily Market Pulse — May 26, 2026
ELEMENT SQUARED PRIVATE WEALTH Daily Market Pulse Tuesday, May 26, 2026 MARKET REGIME 🟢 RISK ON Composite Score: +70.0 — SPY surges $4.92 to $750.56, extends above all key moving averages, VIX steady at 16.9 Short-Term RISK ON Score: +50 Medium-Term RISK ON Score: +75 Long-Term R
May 22, 2026
Daily Market Pulse — May 22, 2026
SPY at $745.70 — Composite RISK ON (+60) with all time horizons bullish. Technology leads at +91, with broad rotation signals emerging across previously weak sectors.
May 21, 2026
Daily Market Pulse — May 21, 2026
ELEMENT SQUARED PRIVATE WEALTH Daily Market Pulse Wednesday, May 21, 2026 MARKET REGIME 🟢 RISK ON Composite Score: +64.0 — SPY edges up $1.52 to $742.77, holds above all key moving averages, VIX calm at 16.7 Short-Term RISK ON Score: +50 Medium-Term RISK ON Score: +50 Long-Term R
May 20, 2026
Daily Market Pulse — May 20, 2026
ELEMENT SQUARED PRIVATE WEALTH Daily Market Pulse Tuesday, May 20, 2026 MARKET REGIME ⚡ CHOP Composite Score: +21 — Leadership narrows as short-term and medium-term momentum weaken Short-Term CHOP Score: -16 Medium-Term CHOP Score: -6 Long-Term RISK ON Score: +42 SPY advances to
May 19, 2026
Daily Market Pulse — May 19, 2026
ELEMENT SQUARED PRIVATE WEALTH Daily Market Pulse Monday, May 19, 2026 MARKET REGIME 🟢 RISK ON Composite Score: +58.0 — SPY dips $4.92 to $733.73, RSI holds at 68, modest pullback maintains bullish structure Short-Term CHOP Score: +25 Medium-Term RISK ON Score: +50 Long-Term RISK
May 18, 2026
Daily Market Pulse — May 18, 2026
ELEMENT SQUARED PRIVATE WEALTH Daily Market Pulse Sunday, May 18, 2026 MARKET REGIME 🟢 RISK ON Composite Score: +55.0 — SPY dips $0.56 to $738.61, RSI cools to 73.1, breadth narrows as rally digests recent gains Short-Term RISK ON Score: +62 Medium-Term RISK ON Score: +72 Long-Te
May 15, 2026
Daily Market Pulse — May 15, 2026
ELEMENT SQUARED PRIVATE WEALTH Daily Market Pulse Thursday, May 15, 2026 MARKET REGIME 🟢 RISK ON Composite Score: +52.0 — SPY pulls back to $739.12, VIX at 18.19, RSI cools to 69.6 Short-Term RISK ON Score: +60 Medium-Term RISK ON Score: +70 Long-Term RISK ON Score: +95 SPY pulle
May 14, 2026
Daily Market Pulse – May 14, 2026
ELEMENT SQUARED PRIVATE WEALTH Daily Market Pulse Wednesday, May 14, 2026 MARKET REGIME 🟢 RISK ON Composite Score: +67 — Market extends rally to fresh highs with long-term regime finally flipping to RISK ON, though breadth deteriorates as fewer sectors participate Short-Term RISK
May 13, 2026
Daily Market Pulse — May 13, 2026
ELEMENT SQUARED PRIVATE WEALTH Daily Market Pulse Tuesday, May 13, 2026 MARKET REGIME 🟢 RISK ON Composite Score: +63 — SPY rallies $4.25 to $742.42, RSI rises to 76.4, breadth expands to 68% >20MA, 75% >50MA, 83% >200MA Short-Term RISK ON Score: +55 Medium-Term RISK ON S
May 12, 2026
Daily Market Pulse — May 12, 2026
ELEMENT SQUARED PRIVATE WEALTH Daily Market Pulse Monday, May 12, 2026 MARKET REGIME 🟢 RISK ON Composite Score: +59 — SPY slips 0.15% to $738.17, RSI cools to 76.1, breadth remains strong at 64% >20MA, 73% >50MA, 82% >200MA Short-Term RISK ON Score: +50 Medium-Term RISK
May 11, 2026
Daily Market Pulse — May 11, 2026
ELEMENT SQUARED PRIVATE WEALTH Daily Market Pulse Sunday, May 11, 2026 MARKET REGIME 🟢 RISK ON Composite Score: +58 — Market extends gains with strong momentum but concentration risk intensifies as fewer sectors drive the advance Short-Term RISK ON Score: +65 Medium-Term RISK ON
May 8, 2026
Daily Market Pulse — May 8, 2026
ELEMENT SQUARED PRIVATE WEALTH Daily Market Pulse Thursday, May 8, 2026 MARKET REGIME 🟢 RISK ON Composite Score: +61 — Rally extends with strong momentum across all timeframes despite narrowing sector participation Short-Term RISK ON Score: +63 Medium-Term RISK ON Score: +78 Long
May 7, 2026
Daily Market Pulse — May 7, 2026
ELEMENT SQUARED PRIVATE WEALTH Daily Market Pulse Wednesday, May 7, 2026 MARKET REGIME 🟢 RISK ON Composite Score: +58 — Market pauses after strong run but structure remains healthy across all timeframes Short-Term RISK ON Score: +60 Medium-Term RISK ON Score: +72 Long-Term RISK O
May 6, 2026
Daily Market Pulse — May 6, 2026
ELEMENT SQUARED PRIVATE WEALTH Daily Market Pulse Tuesday, May 6, 2026 MARKET REGIME 🟢 RISK ON Composite Score: +63 — Market momentum accelerates across all timeframes with broad sector participation Short-Term RISK ON Score: +70 Medium-Term RISK ON Score: +78 Long-Term RISK ON S
May 6, 2026
May 2026 Market Update
Quick Summary In this month’s market update, we cover key market developments including oil prices, the Iran conflict’s impact, interest rate movements, and overall market conditions, with an optimistic outlook on what’s ahead.
May 5, 2026
Daily Market Pulse — May 5, 2026
ELEMENT SQUARED PRIVATE WEALTH Daily Market Pulse Monday, May 5, 2026 MARKET REGIME 🟢 RISK ON Composite Score: +64 — Broad-based strength as six sectors show RISK ON signals while breadth remains elevated Short-Term RISK ON Score: +50 Medium-Term RISK ON Score: +92 Long-Term RISK
May 4, 2026
Daily Market Pulse — May 4, 2026
ELEMENT SQUARED PRIVATE WEALTH Daily Market Pulse Monday, May 4, 2026 MARKET REGIME ⚡ CHOP Composite Score: +12 — Mixed sector performance as Technology extends gains while defensive sectors struggle Short-Term CHOP Score: +5 Medium-Term RISK ON Score: +28 Long-Term RISK ON Score
May 1, 2026
Daily Market Pulse — May 1, 2026
ELEMENT SQUARED PRIVATE WEALTH Daily Market Pulse Thursday, May 1, 2026 MARKET REGIME ✓ RISK ON Composite Score: +34 — Leadership broadens as Industrials and Utilities join the rally Short-Term CHOP Score: +17 Medium-Term RISK ON Score: +26 Long-Term RISK ON Score: +52 The market
April 30, 2026
Daily Market Pulse — April 30, 2026
ELEMENT SQUARED PRIVATE WEALTH Daily Market Pulse Wednesday, April 30, 2026 MARKET REGIME ⚡ CHOP Composite Score: +18 — SPY dips to $711.58, narrow Technology leadership, Healthcare deeply oversold Short-Term CHOP Score: -16 Medium-Term RISK ON Score: +2 Long-Term RISK ON Score:
April 29, 2026
Daily Market Pulse — April 29, 2026
ELEMENT SQUARED PRIVATE WEALTH Daily Market Pulse Tuesday, April 29, 2026 (Intraday Update) MARKET REGIME 🟢 RISK ON Composite Score: +60.0 — SPY at $710.62, RSI moderating to 76.3, breadth holds at 82% long-term Short-Term RISK ON Score: +58 Medium-Term RISK ON Score: +38 Long-Te
April 28, 2026
Daily Market Pulse — April 28, 2026
ELEMENT SQUARED PRIVATE WEALTH Daily Market Pulse Tuesday, April 28, 2026 MARKET REGIME 🟢 RISK ON Composite Score: +46.0 — SPY rises to $715.17, RSI remains extremely overbought at 87.6, breadth holds strong Short-Term RISK ON Score: +65 Medium-Term RISK ON Score: +38 Long-Term R
April 27, 2026
Daily Market Pulse — April 27, 2026
ELEMENT SQUARED PRIVATE WEALTH Daily Market Pulse Monday, April 27, 2026 MARKET REGIME 🟢 RISK ON Composite Score: +49.0 — SPY edges down to $713.89, RSI extremely overbought at 87.4, breadth remains robust Short-Term RISK ON Score: +65 Medium-Term RISK ON Score: +45 Long-Term RIS
April 24, 2026
Daily Market Pulse — April 24, 2026
ELEMENT SQUARED PRIVATE WEALTH Daily Market Pulse Friday, April 24, 2026 MARKET REGIME 🟢 RISK ON Composite Score: +60.0 — SPY rallies to $709.89, VIX rises to 19.2, all three timeframes in RISK ON Short-Term RISK ON Score: +80 Medium-Term RISK ON Score: +80 Long-Term RISK ON Scor
April 23, 2026
Daily Market Pulse — April 23, 2026
ELEMENT SQUARED PRIVATE WEALTH Daily Market Pulse Wednesday, April 23, 2026 MARKET REGIME 🟢 RISK ON Composite Score: +51 — SPY rallies to $711.21, RSI extreme at 90.6, breadth holding Short-Term RISK ON Score: +83 Medium-Term RISK ON Score: +38 Long-Term RISK ON Score: +62 SPY ex
April 22, 2026
Daily Market Pulse — April 22, 2026
ELEMENT SQUARED PRIVATE WEALTH Daily Market Pulse Tuesday, April 22, 2026 MARKET REGIME 🟢 RISK ON Composite Score: +44 — SPY pulls back to $704.08, VIX at 19.09, RSI still extreme at 90.2 Short-Term RISK ON Score: +76 Medium-Term RISK ON Score: +32 Long-Term RISK ON Score: +56 SP
April 21, 2026
Daily Market Pulse — April 21, 2026
ELEMENT SQUARED PRIVATE WEALTH Daily Market Pulse Monday, April 21, 2026 MARKET REGIME 🟢 RISK ON Composite Score: +59.0 — SPY retreats to $708.72, VIX at 19.03, RSI still extreme at 97.7 Short-Term RISK ON Score: +95 Medium-Term RISK ON Score: +50 Long-Term RISK ON Score: +50 SPY
April 20, 2026
Daily Market Pulse — April 20, 2026
ELEMENT SQUARED PRIVATE WEALTH Daily Market Pulse Sunday, April 20, 2026 MARKET REGIME 🟢 RISK ON Composite Score: +68.4 — SPY surges to $709.67, VIX at 19.0, RSI extreme at 98.8 Short-Term RISK ON Score: +95 Medium-Term RISK ON Score: +52 Long-Term RISK ON Score: +62 SPY has surg
April 17, 2026
Daily Market Pulse — April 17, 2026
ELEMENT SQUARED PRIVATE WEALTH Daily Market Pulse Thursday, April 17, 2026 MARKET REGIME 🟢 RISK ON Composite Score: +53.2 — SPY extends to $701.66, VIX drops to 17.5 Short-Term RISK ON Score: +80 Medium-Term CHOP Score: +8 Long-Term RISK ON Score: +67 SPY has extended its recover
April 16, 2026
Daily Market Pulse — April 16, 2026
ELEMENT SQUARED PRIVATE WEALTH Daily Market Pulse Wednesday, April 16, 2026 MARKET REGIME 🟢 RISK ON Composite Score: +53.0 — SPY crosses $700 for the first time since the correction began Short-Term RISK ON Score: +80 Medium-Term CHOP Score: +8 Long-Term RISK ON Score: +67 SPY ha
April 15, 2026
Daily Market Pulse — April 15, 2026
ELEMENT SQUARED PRIVATE WEALTH Daily Market Pulse Wednesday, April 15, 2026 MARKET REGIME 🟢 RISK ON Composite Score: +51.0 — Technology enters RISK ON as SPY pushes to new recovery highs Short-Term RISK ON Score: +80 Medium-Term CHOP Score: +8 Long-Term RISK ON Score: +67 Technol
April 14, 2026
Daily Market Pulse — April 14, 2026
ELEMENT SQUARED PRIVATE WEALTH Daily Market Pulse Tuesday, April 14, 2026 MARKET REGIME 🟢 RISK ON Composite Score: +58.0 — New recovery high as zero sectors remain in RISK OFF Short-Term RISK ON Score: +80 Medium-Term CHOP Score: +25 Long-Term RISK ON Score: +67 A milestone day f
April 13, 2026
Daily Market Pulse — April 13, 2026
ELEMENT SQUARED PRIVATE WEALTH Daily Market Pulse Monday, April 13, 2026 MARKET REGIME 🟢 RISK ON Composite Score: +42.0 — RISK ON holds as the new week opens with Financials slipping back Short-Term RISK ON Score: +60 Medium-Term CHOP Score: +8 Long-Term RISK ON Score: +50 RISK O
April 10, 2026
Daily Market Pulse — April 10, 2026
ELEMENT SQUARED PRIVATE WEALTH Daily Market Pulse Friday, April 10, 2026 MARKET REGIME 🟢 RISK ON Composite Score: +55.0 — RISK ON strengthens as VIX normalizes and breadth holds Short-Term RISK ON Score: +80 Medium-Term CHOP Score: +25 Long-Term RISK ON Score: +50 The RISK ON sig
April 9, 2026
Daily Market Pulse — April 9, 2026
ELEMENT SQUARED PRIVATE WEALTH Daily Market Pulse Thursday, April 9, 2026 MARKET REGIME 🟢 RISK ON Composite Score: +50.0 — All three timeframes in RISK ON for the first time since the correction Short-Term RISK ON Score: +40 Medium-Term RISK ON Score: +42 Long-Term RISK ON Score:
April 8, 2026
Daily Market Pulse — April 8, 2026
ELEMENT SQUARED PRIVATE WEALTH Daily Market Pulse Wednesday, April 8, 2026 MARKET REGIME ⚡ CHOP Composite Score: +6.0 — Positive for the second consecutive day as VIX breaks below 22 Short-Term CHOP Score: +10 Medium-Term RISK OFF Score: -58 Long-Term CHOP Score: +17 The final re
April 7, 2026
April 2026 Market Update
Quick Summary In this month’s market update, we break down the latest macroeconomic data and what it tells us about the current economic landscape. We take a closer look at where the market stands today. We also discuss the developing geopolitical situation with Iran, a cri
April 7, 2026
Daily Market Pulse — April 7, 2026
ELEMENT SQUARED PRIVATE WEALTH Daily Market Pulse Tuesday, April 7, 2026 MARKET REGIME ⚡ CHOP Composite Score: +4.0 — Turns positive for the first time since the correction began Short-Term RISK ON Score: +30 Medium-Term RISK OFF Score: -58 Long-Term CHOP Score: +17 Today marks a
April 6, 2026
Daily Market Pulse — April 6, 2026
ELEMENT SQUARED PRIVATE WEALTH Daily Market Pulse Monday, April 6, 2026 MARKET REGIME ⚡ CHOP Composite Score: -2.0 — Holding near neutral as sector recovery broadens Short-Term CHOP Score: -10 Medium-Term RISK OFF Score: -75 Long-Term CHOP Score: +17 The composite holds at -2 as
April 2, 2026
Daily Market Pulse — April 2, 2026
ELEMENT SQUARED PRIVATE WEALTH Daily Market Pulse Thursday, April 2, 2026 MARKET REGIME ⚡ CHOP Composite Score: -2.0 — Approaching neutral as recovery continues Short-Term CHOP Score: -10 Medium-Term RISK OFF Score: -75 Long-Term CHOP Score: +17 The recovery continues to build. T
April 1, 2026
Daily Market Pulse — April 1, 2026
ELEMENT SQUARED PRIVATE WEALTH Daily Market Pulse Wednesday, April 1, 2026 MARKET REGIME ⚡ CHOP Composite Score: -11.0 — Meaningful improvement as short-term flips to CHOP Short-Term CHOP Score: -20 Medium-Term RISK OFF Score: -75 Long-Term CHOP Score: -8 This is the most meaning
March 30, 2026
Daily Market Pulse — March 30, 2026
ELEMENT SQUARED PRIVATE WEALTH Daily Market Pulse Monday, March 30, 2026 MARKET REGIME ⚡ CHOP Composite Score: -27.0 — SPY breaks below $640 as selling intensifies Short-Term RISK OFF Score: -90 Medium-Term RISK OFF Score: -92 Long-Term CHOP Score: -8 The new week opens with sign
March 29, 2026
Anatomy of a Stock Buyback Death Spiral
S&P 500 companies spent over $900 billion on stock buybacks in 2024. Learn how to tell when share repurchases create value for shareholders — and when debt-funded buybacks signal a dangerous death spiral that could collapse a company’s stock price.
March 27, 2026
Daily Market Pulse — March 27, 2026
ELEMENT SQUARED PRIVATE WEALTH Daily Market Pulse Friday, March 27, 2026 MARKET REGIME ⚡ CHOP Composite Score: -22.0 — Improved from RISK OFF, but VIX tells a different story Short-Term RISK OFF Score: -60 Medium-Term RISK OFF Score: -92 Long-Term CHOP Score: +8 The composite has
March 26, 2026
Daily Market Pulse — March 26, 2026
ELEMENT SQUARED PRIVATE WEALTH Daily Market Pulse Thursday, March 26, 2026 MARKET REGIME 🔴 RISK OFF Composite Score: -33.0 — Selling pressure resumes Short-Term RISK OFF Score: -60 Medium-Term RISK OFF Score: -92 Long-Term CHOP Score: -17 The composite has slipped back into RISK
March 25, 2026
Daily Market Pulse — March 25, 2026
ELEMENT SQUARED PRIVATE WEALTH Daily Market Pulse Wednesday, March 25, 2026 MARKET REGIME ⚡ CHOP Composite Score: -25.0 — Slight improvement but damage remains Short-Term RISK OFF Score: -70 Medium-Term RISK OFF Score: -75 Long-Term CHOP Score: 0 The composite has improved slight
March 24, 2026
Daily Market Pulse — March 24, 2026
ELEMENT SQUARED PRIVATE WEALTH Daily Market Pulse Tuesday, March 24, 2026 MARKET REGIME 🔴 RISK OFF Composite Score: -36.0 — Selling pressure intensifies Short-Term RISK OFF Score: -90 Medium-Term RISK OFF Score: -92 Long-Term CHOP Score: -25 The composite has dropped back into RI
March 23, 2026
Daily Market Pulse — March 23, 2026
ELEMENT SQUARED PRIVATE WEALTH Daily Market Pulse Monday, March 23, 2026 MARKET REGIME ⚡ CHOP Composite Score: -10.0 — Stabilizing after Friday’s RISK OFF reading Short-Term RISK OFF Score: -70 Medium-Term RISK OFF Score: -75 Long-Term RISK ON Score: +33 After Friday’
March 20, 2026
Daily Market Pulse — March 20, 2026
ELEMENT SQUARED PRIVATE WEALTH Daily Market Pulse Friday, March 20, 2026 MARKET REGIME ⚡ CHOP Composite Score: -53.0 — Slow grind lower continues Short-Term RISK OFF Score: -70 Medium-Term RISK OFF Score: -58 Long-Term CHOP Score: -33 The slow grind lower continues. The composite
March 19, 2026
Daily Market Pulse — March 19, 2026
ELEMENT SQUARED PRIVATE WEALTH Daily Market Pulse Thursday, March 19, 2026 MARKET REGIME ⚡ CHOP Composite Score: -31.0 — Slow grind lower continues Short-Term RISK OFF Score: -70 Medium-Term RISK OFF Score: -58 Long-Term CHOP Score: +17 The slow grind lower continues. The composi
March 18, 2026
Daily Market Pulse — March 18, 2026
ELEMENT SQUARED PRIVATE WEALTH Daily Market Pulse Wednesday, March 18, 2026 MARKET REGIME ⚡ CHOP Composite Score: -22.0 — Slow grind lower continues Short-Term RISK OFF Score: -70 Medium-Term RISK OFF Score: -58 Long-Term CHOP Score: +29 The slow grind lower continues. The compos
March 17, 2026
Daily Market Pulse — March 17, 2026
ELEMENT SQUARED PRIVATE WEALTH Daily Market Pulse Tuesday, March 17, 2026 MARKET REGIME ⚡ CHOP Composite Score: -22.0 — Slow grind lower continues Short-Term RISK OFF Score: -70 Medium-Term RISK OFF Score: -58 Long-Term CHOP Score: +29 The slow grind lower continues. The composit
March 16, 2026
Daily Market Pulse — March 16, 2026
ELEMENT SQUARED PRIVATE WEALTH Daily Market Pulse Monday, March 16, 2026 MARKET REGIME ⚡ CHOP Composite Score: -24.0 — Slow grind lower continues Short-Term RISK OFF Score: -70 Medium-Term RISK OFF Score: -58 Long-Term CHOP Score: +33 The slow grind lower continues. The composite
March 13, 2026
Is the Bull Market Over? What the Data Actually Says
ELEMENT SQUARED PRIVATE WEALTH Is the Bull Market Over? What the Data Actually Says March 13, 2026 If you’ve been watching the market lately, you’ve probably seen the headlines: “Stocks Tumble,” “Wall Street Fears Grow,” “Is a Bear Market Coming?” It’s easy to get caught up in th
March 13, 2026
Daily Market Pulse — March 13, 2026
ELEMENT SQUARED PRIVATE WEALTH Daily Market Pulse Thursday, March 13, 2026 MARKET REGIME ⚡ CHOP Composite Score: -29.0 — Slow grind lower continues Short-Term RISK OFF Score: -70 Medium-Term RISK OFF Score: -58 Long-Term CHOP Score: +21 The slow grind lower continues. The composi
March 12, 2026
Daily Market Pulse — March 12, 2026
ELEMENT SQUARED PRIVATE WEALTH Daily Market Pulse Wednesday, March 12, 2026 MARKET REGIME ⚡ CHOP Composite Score: -27.0 — Conditions deteriorating across timeframes Short-Term RISK OFF Score: -60 Medium-Term RISK OFF Score: -58 Long-Term CHOP Score: +21 The selloff is deepening.
March 11, 2026
Daily Market Pulse — March 11, 2026
ELEMENT SQUARED PRIVATE WEALTH Daily Market Pulse Tuesday, March 11, 2026 MARKET REGIME ⚡ CHOP Composite Score: -20.0 — Mixed signals across timeframes Short-Term RISK OFF Score: -50 Medium-Term RISK OFF Score: -58 Long-Term RISK ON Score: +33 Markets remain in a choppy regime wi
March 10, 2026
March 2026 Market Update
Quick Summary In the March 2026 monthly update, we talk about several significant events that have occurred since the previous update, including the outbreak of a new war, a 5% market correction, and continued rapid advancements in artificial intelligence that are reshaping daily
March 10, 2026
Daily Market Pulse — March 10, 2026
Markets remain in a choppy regime as short-term selling pressure clashes with a still-intact longer-term structure. Energy leads at +92, while Financials flash caution at -40.
February 6, 2026
February 2026 Market Update
Quick Summary We get into a brief reflection on recent market movement and overall uncertainty. Rather than focusing on specific events, it emphasizes returning to basic chart analysis to understand broader trends. We look into reviewing general indicators and patterns that can h
January 12, 2026
January 2026 Market Update
Quick Summary We look at an overview of the current market trends for the beginning of the year, a review of how the market performed last year, and predictions for the first part of this year. Additionally, the update will include a longer-term outlook, projecting expectations f
December 15, 2025
December 2025 Market Update
Quick Summary The recent market movements since the last discussion, expectations for how the year will wrap up, and both new risks and positive developments in the market. Also an overview of how portfolio companies are evaluated for quality, providing insight into the approach
November 7, 2025
November 2025 Market Update
Quick Summary We focused on reviewing the overall market, expectations for how the year will finish, and potential scenarios for the start of next year. We also highlight key issues currently impacting the market and their possible effects over the next three to six months. The d
October 13, 2025
October 2025 Market Update
Quick Summary The market’s long-term trend remains intact, supported by steady momentum and broader participation. While short-term pullbacks are always possible, they tend to be brief and part of a healthy cycle. Underlying conditions remain constructive, with liquidity and inve
October 2, 2025
Element Squared Private Wealth Ranked 8th Fastest-Growing Money Manager in Minnesota for 2025
Figuring out your retirement plan can be challenging, especially when managing multiple retirement accounts. Handling various investment accounts like 401(k)s, traditional IRAs, and Roth IRAs can make it difficult to track where your retirement money is and when you can or must a
September 9, 2025
September 2025 Market Update
Quick Summary The market continues to trend higher, supported by improving participation and broader earnings momentum. While a modest pullback would be typical after recent strength, the overall backdrop remains constructive. Policy decisions are in focus, and historical pattern
August 6, 2025
August 2025 Market Update
Quick Summary Markets remain resilient after an extended period of strength, even as seasonal patterns could bring a slower pace in the near term. The broader trend continues to look constructive, supported by long-term fundamentals. Economic conditions are moderating, which may
July 9, 2025
July 2025 Market Update
Quick Summary The market has been moving higher at a steady pace, which reflects underlying strength. After recent gains, a brief pause or pullback would be typical and doesn’t change the broader picture. The overall trend remains constructive, with long-term growth prospects sti
June 6, 2025
June 2025 Market Update
Quick Summary Markets have regained momentum and continue to trend higher, approaching levels that could signal further strength ahead. Some short-term pullbacks would be normal and don’t alter the broader outlook. Sentiment has improved, which historically supports positive tren
May 5, 2025
May 2025 Market Update
Quick Summary The market has shown improvement after recent challenges, moving closer to a level that could confirm the strength of the current trend. Some short-term fluctuations would be normal from here, but overall conditions appear more constructive. Investor sentiment has s
March 28, 2025
April 2025 Market Update
Quick Summary After a long period of steady gains, the market experienced some turbulence, introducing short-term uncertainty. While near-term conditions may feel choppy, expectations for a positive finish remain in place, even as a few risks are being monitored. Leadership from
March 5, 2025
March 2025 Market Update
Quick Summary The market has shown strength for an extended period, but it’s approaching a level that often signals what comes next. From here, the path could involve either continued progress or a brief pause before regaining momentum. Economic conditions remain steady, even if
February 6, 2025
February 2025 Market Update
Quick Summary The market has been moving steadily, without major swings. While some areas have shown leadership, participation is gradually widening, which is encouraging for the overall environment. Looking ahead, conditions suggest potential for continued progress, even if the
January 8, 2025
January 2025 Market Update
Quick Summary The market continues to follow a constructive long-term trend, which supports a positive outlook. While some ups and downs are expected this year after several strong periods, that’s a normal part of the cycle and not a cause for concern. Even if we see a dip, the e
December 2, 2024
December 2024 Market Update
Quick Summary The market continues to show steady progress, which adds a constructive tone to the outlook. Strength is broadening beyond just a few names, creating a healthier and more balanced backdrop. Looking ahead, the trend suggests a solid finish and a strong start to the n
October 31, 2024
November 2024 Market Update
Quick Summary It’s a big week, and markets may see some short-term swings, that’s a normal reaction to major events. These moves tend to settle over time, and history shows the long-term trend remains resilient regardless of the headlines. While a little volatility is expected, t
October 4, 2024
October 2024 Market Update
Quick Summary The market seems to be catching its breath, setting up for its next move. Whether that means a brief dip or a push to new highs, both are normal possibilities in a healthy trend. We’re seeing strength broaden beyond just a few names, which adds stability to the back
August 5, 2024
August 2024 Market Update
Quick Summary The market recently saw a sharp drop, which can happen from time to time and isn’t unusual. A couple of short-term factors played a role, but nothing suggests deeper issues. There are no signs of major financial stress, just the normal ebb and flow that comes with i
July 27, 2024
July 2024 Market Update
Quick Summary The market continues to trend upward, showing a steady tone overall. Recently, we saw a new high, a brief pullback, and then a bounce, a pattern that reflects healthy movement. It wouldn’t be unusual to see a short pause after such a strong stretch, and we’re keepin
July 22, 2024
What Happens to Your 401k When You Leave Your Job?
Planning for retirement can be a daunting task, but making the right decisions about your retirement plan can significantly impact your financial future. One key aspect of retirement planning is managing your 401k account, and for many, this involves rolling over your 401k from a
June 25, 2024
Fidelity 401k Rollover: Maximizing Your Retirement Savings
Managing personal finances after quitting a job or experiencing a layoff can feel overwhelming, especially when it comes to understanding what happens to your 401(k) and how it impacts your retirement plan. The good news is that leaving your job doesn’t mean losing the retirement
June 25, 2024
Should You Consolidate Old 401(k) Accounts?
Figuring out your retirement plan can be challenging, especially when managing multiple retirement accounts. Handling various investment accounts like 401(k)s, traditional IRAs, and Roth IRAs can make it difficult to track where your retirement money is and when you can or must a
June 25, 2024
How Are 401k Rollovers Taxed?
After leaving a job, it’s common to leave a 401(k) retirement plan with your former employer. You have several options for your old employer-sponsored retirement plan, such as rolling it over to a new plan or cashing it out. Each choice comes with different consequences.
June 4, 2024
June 2024 Market Update
Quick Summary The market recently reached a new high, which adds a strong note to the overall picture. A small pullback followed, something that’s completely normal after a big move upward. The longer-term trend still points higher, and there are plenty of signs of underlying str
May 6, 2024
May 2024 Market Update
Quick Summary The market recently saw a brief dip, which is a normal part of the process. It’s already showing signs of stabilizing, adding a constructive note to the outlook. We’re watching a couple of key markers to see how things develop, but the broader picture still looks he
April 5, 2024
April 2024 Market Update
Quick Summary The market has been moving higher at a steady pace, which sets a constructive tone. There’s one key marker we’re watching, and if it gives way, a brief pullback wouldn’t be unusual, but that’s part of a healthy trend. The bigger picture remains encouraging, with the
March 5, 2024
March 2024 Market Update
Quick Summary Stocks have kept a steady pace for a while now, and the overall tone feels constructive. There’s always room for a little back‑and‑forth after a strong stretch, which would be completely normal and healthy. We’re keeping an eye on a couple of key markers that help f
February 7, 2024
February 2024 Market Update
Quick Summary The market has kept a steady tone for a while now, and a key benchmark is moving closer to an important level. That progress adds some interest to the overall picture, even as the pace feels measured. It wouldn’t be unusual to see a little back‑and‑forth after such
January 10, 2024
January 2024 Market Update
Quick Summary The market wrapped up last year on a strong note and has carried that steady tone into the new year. What’s interesting is that some areas that weren’t in the spotlight before are starting to step forward, giving the landscape a slightly different feel. Overall, the
December 4, 2023
December 2023 Market Update
Quick Summary After a shaky stretch, the market made a surprisingly strong move upward, recovering far faster than many expected. Now it’s hovering near familiar territory, taking a moment to catch its breath before deciding where to head next. A major factor behind this rebound
November 17, 2023
November 2023 Market Update
Quick Summary There’s been a bit of back‑and‑forth in the market lately. We see a brief lift followed by another pullback as one major factor suddenly shifted. A key benchmark hit a level we haven’t seen in quite a while, and that move played a big role in the market’s reaction.
October 5, 2023
October 2023 Market Update
Quick Summary Recently, the market went through a noticeable dip, slipping past a few areas that usually act as guideposts. Now things are hovering around spots that often play an important role in shaping what happens next. Some of the recent pressure has been tied to a major fo
September 8, 2023
September 2023 Market Update
Quick Summary The market has been moving in an interesting way lately, with some patterns that tend to show up around this time of year. Things haven’t been dramatically up or down, more like a period of waiting to see what comes next. Even so, there are some broader trends that